For businesses · For brokers / ISOs →
Line of Credit

Capital, only when
you draw it.

Revolving lines from $25K to $500K. Draw funds in seconds from your dashboard, only pay interest on what you use, and watch your available credit replenish as you repay. Built for ongoing cash-flow management.

Use cases

What line of credit is for.

Businesses with recurring or seasonal cash-flow needs that want flexible liquidity without taking on a full lump-sum loan.

Seasonal cash flow

Borrow in slow months, repay in busy ones.

Inventory cycling

Buy at wholesale, repay after sell-through.

AR gaps

Bridge the wait between invoicing and getting paid.

Emergency reserve

Liquidity standing by — only pay if you draw.

Vendor early-pay

Take 2/10 net 30 discounts and pocket the spread.

Marketing flex

Scale up campaigns without committing to a term.

Eligibility

Do you qualify?

Most operators in our credit box meet these baselines. Apply for a no-impact offer to see your real terms — qualifying is not the same as approval, and approval depends on your full file.

Time in business
12 months

Minimum operating history.

Revenue
$120K/yr

Minimum verifiable revenue.

Credit (FICO)
625+

Personal guarantor minimum.

How it works

Four minutes to apply.
2–5 days to open to fund.

No 40-page packets. Connect your bank, get a real offer from a real human, accept and fund.

Apply online

Connect your bank or upload statements. Soft pull only.

Get a real offer

Underwriter reviews your file. Most offers in 2–4 hours.

Funds wired

Sign and ACH or wire hits your account same or next day.

Ready when you are

Line of Credit.
On your clock.

See your offer in 4 minutes — soft pull, no impact, no commitment.